When you receive a new Bank of India (BOI) ATM card, activating it is your first step to accessing a world of seamless banking. But how do you go about it? Should you visit a branch, use an ATM machine, or send an SMS? In this article, we will simplify each method for you. Let’s dive in and explore the step-by-step instructions for activating your BOI ATM card. How to Activate BOI ATM Card by SMS, Branch Visit, and ATM Machine
What is BOI ATM Card Activation?
Activating your BOI ATM card ensures it is ready for use in withdrawing cash, making purchases, and performing other transactions. Without activation, your card will remain dormant and cannot be used for banking activities. BOI offers multiple ways to activate your ATM card, catering to the needs of every customer.
Let’s look at the methods in detail.
How to Activate BOI ATM Card by SMS, Branch Visit, and ATM Machine
How to Activate BOI ATM Card via SMS:
Did you know you can activate your BOI ATM card by sending a simple SMS? This method is quick and can be done from the comfort of your home.
Step-by-Step Process:
- Insert Your Registered Mobile Number: Ensure that the mobile number linked to your BOI account is active and has SMS capability.
- Compose an SMS: Type the message in the following format:
ACT<space>Card Number<space>Account Number For example:ACT 1234567890123456 9876543210 - Send the SMS: Send the SMS to the official BOI number provided in your ATM card welcome kit or check BOI’s website for the number.
- Wait for Confirmation: Once the SMS is sent successfully, you will receive a confirmation message stating your card has been activated.
Pro Tip: Ensure you type the details carefully to avoid errors. Activation via SMS is fast and efficient, saving you a trip to the branch. Remember that if you send SMS, there should be balance in your phone to send SMS messages. Otherwise the message will not go and will show an error. You can also get top up done for Rs 10
How to Activate BOI ATM Card via Branch Visit
If you prefer a face-to-face approach, visiting your nearest BOI branch is the best option.
Step-by-Step Process:
- Visit Your BOI Branch: Take your ATM card, a valid ID proof, and your bank account passbook with you.
- Request an Activation Form: Speak to the customer service representative and request an ATM card activation form.
- Fill in the Details: Complete the form with your personal and card details.
- Submit the Form: Hand over the filled form to the bank officer along with your ID proof.
- Card Activation: The bank officer will process your request, and you will be notified once the card is activated.
“A personal visit ensures accuracy and clears doubts. Think of it as getting the VIP treatment for your banking needs.”
How to Activate BOI ATM Card Using an ATM Machine
This method is user-friendly and requires no paperwork. You can activate your card directly at a BOI ATM.
Step-by-Step Process:
- Locate a BOI ATM: Find the nearest BOI ATM machine.
- Insert Your ATM Card: Place the new ATM card in the card slot.
- Enter the PIN: Use the PIN provided in the welcome kit. If you don’t have a PIN, the machine will prompt you to create one.
- Follow the Instructions: Select the option for card activation from the menu.
- Confirm Activation: The system will process your request, and a message will confirm your card activation.
Note: Change your PIN immediately for added security after activation.
Which Activation Method Should You Choose?
Each method has its own advantages:
- SMS Activation: Best for those who prefer speed and convenience.
- Branch Visit: Ideal for customers who require assistance or are unfamiliar with technology.
- ATM Activation: Perfect for tech-savvy users who want a quick activation without visiting the bank.
Conclusion: Your BOI ATM Card is Ready to Use
Activating your BOI ATM card is a simple process. Whether you choose SMS, branch visit, or an ATM machine, each method is designed to suit your convenience. Follow the steps above, and your card will be ready for transactions in no time.
Frequently Asked Questions
Q1. Can I activate my BOI ATM card online?
As of now, BOI does not provide an online card activation facility. You can activate your card via SMS, branch visit, or ATM machine.
Q2. How long does it take to activate a BOI ATM card?
The activation process is almost instant via SMS or ATM. For branch visits, it may take 1–2 working days.
Q3. What should I do if my card doesn’t activate?
If your card doesn’t activate, ensure you have followed all steps correctly. Contact BOI customer care for assistance.